Ray Boulger, senior technical supervisor at John Charcol, just isn’t certainly one of that team.

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The National Debtline charity claims it had bought out 15,000 telephone calls in 2012 because of the center of November from individuals struggling to settle loans that are payday. In most of 2011, it took 10,000 telephone telephone calls – a growth rate that is staggering. Every nine minutes its lines were open in September, it took a call on …